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Stawika loan app 2022: APK Download, Paybill, Contacts


Stawika loan app is a financial app that offers instant loans ranging between KSH. 500 and KSH. 70,000. Stawika loan app offers personal loans which do not require security or guarantors to be approved.

In this article, I will inform you of everything you need to know about Stawika. I will inform you about the apps interest rate, paybill and customer care number.

Read also: Senti loan app 2022. Everything you need to know about senti loan app 2022

Read also: Kopa Kash loan app. On of the most reliable loan apps in Kenya 2022.

Stawika loan requirements

To qualify for a loan on Stawika, you need to submit the following;

  • legal name
  • National ID
  • Mpesa Number
  • Mpesa Statement

Stawika interest rate

Stawika charges a monthly fee of between 7% and 21%. This interest is compound and it accrues monthly.

Stawika loan APR

Stawika charges a maximum Annual Percentage Rate (APR) of 31%. This is the highest annual interest one can pay

Stawika loan amount

Stawika offers loans ranging between KSH. 500 and KSH. 70,000. A new customer starts with a low amount then increase as they continue to borrow and pay their loans.

Stawika loan app processing fee

Stawika does not charge any processing fee. The only fee charged by Stawika is the monthly interest and the rollover 10%.

Stawika rollover fee

Stawika charges a 10% rollover fee on the loan offered. The fee is calculated as the percentage of the total.

Stawika loan repayment period

Stawika gives customers a repayment period of between 61 days and 90 days. The customer can choose the period that fits them most when borrowing the loan.

Stawika loan calculation

For example, if someone borrow a KSH. 1,000 loan, they will repay it with an interest fee of KSH. 210 and a rollover fee of KSH. 100. The total amount they will be required to repay is KSH. 1,310.

Stawika loan repayment terms

A customer is allowed to pay a loan with a maximum of 3 roll overs with no additional interest or rollover fee charged after this.

Stawika loan app uses data that you submit to us such as your M-Pesa statement, legal name and access to your phone to calculate your loan limit.

Stawika loan app contacts

Phone numbers: 020 7608 965

0790 523 410

WhatsApp: 0789 814 134

Official website:


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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