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Sky Pesa loan app 2022: Download, Reviews, Paybill, Contacts


Sky Pesa loan app is a convenient product of bobjack limited. This app gives its users a chance to borrow instant loans ranging from KSH. 1,000 and KSH. 20,000 instantly on their phones.

This is one of the genuine lending apps in the Kenyan market which is flooded by many fake lending apps online.

In this article, I will reveal everything you need to know about Sky Pesa loan app. Among the things I will reveal about this app is how to download and install it, how to register and qualify for a loan in it, how to repay your loan (Sky Pesa paybill), and customer care contacts.

Read also: Everything you need to know about creditmoja loan app

Read also: A list of all loan apps in Kenya with their USSD codes

How to download and install Sky Pesa loan app

To download Sky Pesa loan app, first, you need a smartphone that can access the google play store.

Next visit the google play store and search for the keyword Sky Pesa loan app. This app will appear as the first search result when you search the above keyword.

You can proceed to download and install the app, to begin with, the process of registration and applying for your first loan.

You can as well click this link which will re-direct you to the google play store and later to the position of the app on the platform. From there you can go ahead to download and install the app.

How to get an instant loan on sky pesa loan app

To qualify for an instant loan on Sky Pesa loan app, you need the following requirements;

  • Must be 18 years and above with a national ID
  • Must not be more than 60 years old
  • Must have a clean CRB record
  • Must not have an outstanding loan on Sky pesa loan app
  • Must have a smartphone that can access the google play store
  • Must have a regular source of income

After meeting the above requirements, you can go ahead to create a new account on the app and enter your details.

You will go ahead to verify your account before your loan limit is updated and revealed on the app.

After applying for the loan through the app, it will be processed and sent to your M-Pesa account in less than five minutes after the approval. You can go ahead to use the amount for your intended purpose as you wait to repay the loan in time to improve your loan limit (repaying your loan in time improves your loan limit allowing you to borrow more from the platform).

How to repay Sky Pesa loans

To repay the loan borrowed on Sky Pesa, first load the money to your M-Pesa account and head to your M-Pesa menu. Head to lipa na M-Pesa and enter Sky Pesa paybill number which is 4084161. Go ahead to enter your phone number (the number you used to register your Sky Pesa account) as the account number and finish the process by entering your M-Pesa pin to authorize the transaction.

Sky Pesa loan paybill number

Sky pesa paybill number is  4084161. Until now, sky pesa has not released another paybill number,  4084161 is the only valid paybill number recognized by Sky Pesa loan app. When a new paybill number will be revealed by the platform, we will let you know.

Sky Pesa loan interest rate

Sky Pesa charges an interest rate ranging from 10% to 16% yearly. The interest rate translates to 0.027% to 0.044% daily.

This is one of the lowest interest rates charged by any mobile lending app in the country. You can therefore settle on this loan if you are looking for a cheap loan.

Sky pesa loan repayment term

Sky pesa gives customers between 91 days and 180 days to repay their loans. A customer is free to choose the period that fits them the most.

Sky pesa customer care contact


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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