Press "Enter" to skip to content

PesaPay Loan App 2022: APK download, Paybill, Contacts


PesaPay loan app was developed by PesaPay to provide fast, instant, and unsecured loans to Kenyans. This app was released to the public on 14th October 2022 making it the newest loan app in Kenya as it stands. Since its release, the app has received over 1,000 downloads and a rating of not more than three stars.

In this article, I will be revealing to you everything you need to know about PesaPay easy fast cash loan app. I will reveal how you can download and install this app, how to borrow instant loans on PesaPay, how to contact PesaPay customer care desk, and being a new app in market, I will let you know about what users are thinking about this app.

Read also: Much loan app in Kenya. How to borrow instant loan from Much loan app.

Read also: Kopa credit loan app in Kenya. How to borrow loan of up to 70,000 on Kopa credit loan app.

How to download PesaPay loan app

To download PesaPay loan app, you need a smartphone that can access google play store. This app is still not available on other app stores apart from google play store. It is therefore still not available for iPhone users and desktop users.

In google play store, search for the keyword PesaPay and the app will appear as the first search result. The app has a “Easy Fast Cash Loan” text besides it.

You can then proceed to download and install the app before you begin with the process of registration and application of loan.

You can also download the app by clicking on this link which will redirect you to google play store and then to the location of the app. You can then proceed to download and install the app.

How to borrow instant loan from PesaPay loan app

To borrow instant loan from PesaPay loan app, you need to meet the following qualifications.

Pesapay loan requirements

  • You must be between 20 years and 55 years old.
  • You must have a national ID

Above are the only requirements needed to acquire a loan from PesaPay loan app. This is one of the loan apps in Kenya that require very few legal formalities to process and approve one’s loan.

After meeting the above qualifications, you can now proceed to create an account with PesaPay and enter your details. An OTP (One Time Pin) will be sent to your phone number to verify it and once you enter the OTP, your registration process will be done and dusted.

You can now proceed to borrow loan of any amount within your loan limit and it will be processed and disbursed to your account in less than a minute.

How to repay PesaPay loan app

PesaPay still lack a paybill number. There is however a payment option on the mobile app.

Through the app, one can choose the amount they are willing to pay and their phone number and the amount will be automatically deducted from their M-Pesa acount.

PesaPay paybill number

PesaPay does not have a paybill number. Currently the transactions are made through the app using tha M-Pesa express option.

PesaPay interest rate

PesaPay charges an interest rate of 36% per year. This is the same as 0.08% interest per day.

PesaPay Credit limit range

PesaPay gives loans between KSH. 2,000 and KSH. 100,000. Anyone can access these loans if they meet the above qualifications and follow the procedure described in this article.

PesaPay Loan term

PesaPay gives customers between 91 days and 365 days to repay their loans. The customer has the liberty to choose the repayment term that fits them most.

PesaPay customer care contacts



Advantages of PesaPay loan app

  • PesaPay offers loans of up to KSH. 100,000
  • Only national ID required
  • Operates 24/7
  • Loan is processed within a minute
  • Does not reject a loan request unless one does not qualify

Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

View all posts


Leave a Reply

Your email address will not be published. Required fields are marked *