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Much loan app 2022: APK Download, Paybill, contacts


Much loan app is a mobile lender offering instant loans to the tune of KSH. 20,000. Any Kenyan can get an emergency loan from this app as it requires very few documents to process and disburse the loan.

Much loan app is one of the few genuine and reliable loan apps in Kenya as the mobile lending business has been taken over recently by cons who are looking to steal from unsuspecting Kenyans.

In this article I will be taking you through everything you need to know about Much loan app. I will reveal to you step by step how to download Much loan app, how to qualify for a loan, how to borrow the loan, how to repay the loan, and how to contact Much loan app for queries about the app.

How to download Much loan app

To download Much loan app, visit you google play store and search for Much loan app. This app will appear as the first search result when you input the above keyword.

You can also click this link which will guide you to google play store and to the location of the app. From there you can proceed to download and install the app.

You can go ahead to download and install the app and proceed with the steps stated below to borrow your first loan from the app. The process of registration and borrowing of loan can take up to five minutes depending on your speed.

Read also: Kopa Credit loan app in Kenya 2022. Download, customer care contact and paybill.

Read also: Intarcash loan app in Kenya 2022. Download, customer care contact,  and paybill

How to borrow instant loan from Much loan

To borrow instant loan from Much loan app, you must meet the following requirements:

Requirements for borrowing loan from Much loan app

  • You must be between 18 years old and 60 years old
  • You must have a national ID which you will be required to take a picture of to verify your identity when registering your account
  • You must have a smartphone that can access google play store where you will download the app from.
  • You must have a clean CRB record as this will directly affect your loan limit which determine the amount you can borrow from the app.
  • You must have a source of income. You will be required to enter this when registering your your account.

After meeting the above requirements, you can go ahead to form a new account on Much loan app and enter your details to confirm your account.

After forming your new account, the details will be processed and your loan limit will be updated on the app. You can go ahead to borrow loan of any amount within your loan limit once your details are reviewed and the loan limit updated.

How to pay Much loan

To pay loan borrowed from Much loan app, You must have the app and use the M-pesa express option present in the app to make the payment.

This process will automatically deduct the amount you wish to repay from your M-Pesa electronically after entering your M-Pesa pin.

You should not delete the app after having your loan approved because you will use to repay your loan.

Much loan app paybill number

Much loan does not have a functional paybill number. All the transactions are carried out through the app which is connected to M-Pesa express.

Much Loan interest rate

Much loan app charges interest rate of 24% per year. 24% is the highest loan percentage charged by Much loan. This is an impressive interest rate considering that some loan apps charge up to 50% interest rate.

Much loan service fee

Much loan charge an service fee of between 2% and 8%.

Much loan term

Much loan app gives customers a loan repayment period of between 91 days and 365 days.

Much loan app contacts


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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