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Mobile loans in Kenya 2022: Meta Loan App


Meta Loan App is a digital lender based in Kenya. Meta Loan App offer loans ranging between KSH. 500 and KSH. 80,000 which is disbursed into customer’s M-Pesa account within five minutes after approval.

Meta Loan App offers unsecured loans and the customer has up to 365 days to repay their loan.

In this article, I will be taking you through every step of downloading, installing, registering, qualifying for, borrowing and repaying your first loan on Meta Loan App. I hope that this article will be very helpful to you and help you in making an informed decision when choosing where to get your next loan from.

Read also: How to download Branch Loan app and Mobile Loan Application 2022

Read Also: How to download Tala loan app in Kenya 2022

How to download Meta Loan App

Meta Loan App is available on google play store. All you need to get this app is having your smartphone and access to internet (either through data bundles or WiFi connection)

With your smartphone, go to google play store and search for Meta Loan App on your search section, the app will appear as one of the search results and you will easily identify it with it’s unique green logo and a clear indication that it is developed by Metaloan developers.

Click download and the app will install automatically after the downloading process is complete. And just like that you will have your loan Downloaded and installed on your phone. You can proceed to register to be able to your first loan from Meta.

Meta Loan App download in Kenya

How to register and secure a loan on Meta Loan App

To register on Meta Loan App, you need to have the following details which will be required before you qualify for a loan;

Registration requirements.

1. Registered mobile number with active M-Pesa account

2. ID number

3. Names match with ID

4. Place of work

5. Physical address

6. Emergency contact details

With the above details, open your app and click on create new account. After clicking on this, a new page will open up, follow the below steps to finish your registration process;

On the registration page;

• Enter your phone number,

• Click “Acquire” (you will receive a verification code *6 digits* in form of OTP SMS)

• Enter verification code received in form of OTP SMS (6 digits)

• Enter password of your choice (4 digits)

• Agree to terms and conditions

• Click “Get my loan”

After clicking on get my loan, your loan limit will be revealed to you on your phone, choose any amount within your loan limit and the loan will be processed and disbursed to your M-Pesa account within 5 minutes after its approval.

How to repay Meta Loan

• Go to Mpesa menu

• Select Lipa na Mpesa

• Select Paybill

• Enter business number 4023507 (meta loan Paybill no.)

• Enter your mobile phone number as the account number.

• Enter loan amount to repay

• Enter Mpesa PIN

• Confirm and submit

Meta Loan Interest Rate

Meta Loan charges an interest rate of 48% per annum. This however depends on the payment plan which the customer will choose when borrowing their loan. The longer the payment period the higher the interest rate and the shorter the payment plan, the lower the interest rate. This rate cannot go beyond 48%.

Meta Loan limit

Meta provides loan ranging between KSH. 500 and KSH. 80,000. Meta cannot offer any amount above or below this range. All the loans offered by Meta are disbursed to customers’ M-Pesa account.

How To Contact Meta Loan App

You can channel all your questions, suggestions and feedback to Meta Loan through their official email address

Click on this link to download and install Meta Loan App on your smartphone from Google play store.


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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