Press "Enter" to skip to content

Mobile loans in Kenya 2022: Helacash Loan App


Helacash Loan App is a mobile lending institution that offer unsecured loan ranging between KSH. 2,000 and KSH. 100,000.

Helacash loan app has over 100,000 downloads in Google play store with 4.3 star rating out of possible five star rating which is above most mobile lending apps in google play store.

In this article, I will be taking you through step by step process of downloading, registering, applying for loan and repaying the loan. I will also be answering some of the frequently asked questions about Helacash loan app.

Read also: How to borrow loan of up to 70,000 from Tala loan app straight to your M-Pesa account

Read also: How to borrow loan of up to KSH. 80,000 straight to your M-Pesa account from Branch Loan app.

Helacash loan app

How to download Helacash Loan App

To download Helacash loan app, visit google play store with your smartphone and search for Helacash loan app.

It will appear as the first search result with a blue logo. Click download and the app will download after which it will automatically install.

To avoid this long way, you can as well use a shortcut by clicking on this link which will take re-direct you to your play store then to the app.

How to apply for instant loan on Helacash loan

To apply for instant loan on Helacash, you need the following qualifications;

  • Must be between 18 years and 60 years
  • Must have the national Identification Card
  • Must provide physical address
  • Must have M-Pesa account
  • Must have a smartphone

If you have the above qualifications then you are good to go. You can proceed to open your mobile app and start the registration process.

To register, open your app and select the create new account, enter your details and confirm by pressing Ok.

The details will be processed and your loan limit will be updated on your app.

You can proceed to borrow any loan within your loan limit and it will be processed and disbursed to your M-Pesa account in less than four minutes.

How to repay Helacash loan

To repay your Helacash loan, visit your phone’s toolkit and choose M-Pesa, proceed to Lipa na M-Pesa and enter Helacash paybill number which is 4069867 and use your phone number as the account number. The payment will be updated on your mobile app once the transaction is complete.

Helacash loan paybill number

Helacash loan paybill number is 4069867

Use your number as the account number.

Helacash loan interest rate

Helacash charges an interest rate of 35% on the loans they offer and they give period of up to 7 days for the repayment of loan. Late payment also attracts a penalty which the customer will be required to pay when they submit their payments.

Helacash loan contacts

Currently, the only way you can contact Helacash loan is through their official email address which is;

Email: you can also contact the company through their mobile number which is 0711082598.

Questions people frequently ask about Helacash and their answers;

Is Helacash loan app available in apple app store?

No. Currently Helacash is just available in Google play store. They are yet to introduce an apple version of the app.

Does Helacash have a phone number?

Yes. Helacash launched a phone number which is 0711082598. Through this number, you can contact Helacash to negotiate loan repayment plan or ask questions.

Does Helacash have a USSD code?

No. Helacash does not have a USSD code currently. The only way one can access Helacash loan is through their app which is available in Google play store for free.

Can one access Helacash loan while blacklisted in CRB?

No. You must have a clean credit record to access Helacash loan.


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

View all posts

Leave a Reply

Your email address will not be published. Required fields are marked *