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Mobile loan apps USSD codes 2022


There are several mobile loan apps in Kenya. Some of these apps have USSD codes. These apps provide instant and unsecured loans to their customers something that has made them to gain popularity.

Most of these loan apps can only be accessed through their mobile apps which are mostly available on google play store. However, some of these apps have gone an extra mile to provide their customers with USSD codes which can be accessed even without a smartphone. USSD code is easy to use as compared to mobile apps.

In this article, I will be taking you through the full list of mobile lenders in Kenya, their USSD codes and their official contacts. This article should help you stay away from conmen who might use unofficial USSD codes to steal from you.

The information contained in this article is from the official websites, verified social media accounts, google play store descriptions and personal experience borrowing from these apps.

Mobile loans USSD code

Read also: How to download Tala Loan app ans access loan of up to KSH. 70,000

Read also: Branch loan app download and everything you need to know about Branch loan app

Tala USSD code

Tala does not have a USSD code. Tala can only be accessed through their official app which is available for free on google play store.

Other than their official app, there is no way one can access loan from Tala loan app.

Tala loan app contacts

Branch loan USSD code

Just like Tala, Branch also lacks a USSD. The only way one can access branch loan is through their official mobile app which is available on google playstore.

Branch loan official contacts

Zenka loan USSD code

Official Zenka USSD is  *841#. Through this code, one can access all services provided by Zenka. You can borrow loan and repay loan from Zenka using the USSD code. You can also create an account using the USSD code if you don’t have one.

Zenka loan official contacts

  • Phone number: +254 020 7650878
  • Email 1:
  • Email 2:
  • P.O Box 29107 – 00100 Nairobi, Kenya.
  • Physical office: 12th Floor, Mirage tower, Westlands.

Timiza loan USSD code

Official Timiza loan USSD is *654#. You can access instant loans, repay your loans and access your account through this code without using the official mobile app.

Timiza loan official contacts

 HF Whizz USSD

HF Whizz USSD is  *618#. Through this ussd code, one can access all the services offered by HF Whizz including their instant loan which is processed in minutes.

HF Whizz contacts

  • HF Whizz email 1:
  • HF Whizz email 2:
  • HF Whizz toll free number:  0800 721 400
  • HF Whizz phone number 1:  0709 438 000
  • HF Whizz phone number 2: 0709 438 888
  • HF Whizz WhatsApp 

Mobile loan




Paybill Contact
Branch  998608
Tala 851900
Zenka *841# 979988
Timiza *654# 300067 0709213000
HF Whizz  *618# 911311 0800 721 400
Mco-opCash *667#  400222  0703 027000
PesaPap *325# +254 (0) 703 095 445
KCB MPesa  *844#  +254 (20) 3270000
Pesa Pata *269# 519606 0710870926.
NCBA Loop *654# 488488  080 0720444
Stima SACCO *489# 823244 +254 703 024 000
OkoaMia Ventures *488# 519608 020 514 2100
Okoa Sasa *628# 822899.  020 4442774/5.
Okoa Thao *628# 822899. 020 514 2100
Premier Credit *241#



0709 176000

Extend Money Services
 196494  +254709503000
Mobile Opulence Ltd
Kenya Women Finance Trust
National Bank
625625 +254 (20) 282 8900
Okolea International *842#. 245316



Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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