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Leja loan app 2022: APK Download, Paybill, Contacts


Leja loan app is an instant loan provider that provides instant unsecured loans ranging between KSH. 500 and KSH. 500,000. Leja loan app offers unsecured loans that do not require guarantors or security to be approved.

Customers’ loan limits are reviewed and increased every time they repay their loans on time. The loan limit can also be decreased if they fail to pay their loans in time.

How to register on Leja loan app

First download the app then create new account. Click on this link which will direct you to google play store and then to the direction of the app. Go ahead to fill in the form accurately and submit it for review. You will then be directed to an home screen which is easy to use, create your profile and fill in the details which you will be required to fill by the app.

Leja loan limit

Leja offers loans ranging between KSH. 500 and KSH. 500,000. You will be assigned a loan limit when you finish the registration process, the amount will then grow as you continue to borrow and repay your loan. When you pay your loan late (When the repayment period has elapsed) you loan limit might decrease.

Leja loan app interest rate

Leja loan app charges an interest rate of 1.5% per day. This interest rate is charged on the outstanding loan. For Example if you borrow KSH. 1,000, you will pay an interest of KSH. 5 everyday until you start repaying the loan.

Advantages of Leja loan app

  • It offers fast and instant loans straight to the users phone
  • They allow someone to borrow another loan before paying the previous loan (This can only happen if the amount is within your loan limit)
  • They secure customers’ information
  • Their app is readily available in google play store and easy to use
  • It is easy to access an emergency loan especially when you need the amount instantly

Leja loan repayment period

Leja loan app gives customers between 61 days and 365 days to repay their loan. The customer is however free to repay their loan before the maturity date without incurring a penalty.

Leja loan service fee

Leja loan app charges a service fee ranging between 0.4% and 2.5% of the principle. The amount you will pay depends on the amount you borrow, your credit score and the repayment time you choose.

Leja loan APR

Leja loan charges an Annual Percentage Rate ranging from 0.6% to 180%. The repayment period one will have a direct impact on the amount of interest they will pay.

Leja loan app late repayment penalty

The late payment penalty one will pay when they fail to repay their loan in time will not exceed the amount they borrowed. For example if you borrow KSH. 1,000, you will not pay a late payment fee exceeding KSH. 999.

Leja loan example

For example, if you borrow KSH. 1,000 and set the loan repayment period to 61 days, you will repay a service fee of KSH. 40 and an interest fee of KSH. 300.

The total amount will therefore be KSH. 1,340. This will be the total amount the borrower will be required to pay including all the fee (Interest rate and service fee)

Leja loan app contacts

Leja loan app has only one public contact which is +254768212665. You can call this number, send a text message or even contact them on WhatsApp.

Leja loan app paybill

Leja loan app does not have a public paybill number. The transactions can however be done through the app using the M-Pesa express iption which is available in the app.

You should therefore keep the app even after having your loan approved. This is because you will use the app to repay the loan.


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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