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Fuliza Branch loan app 2023: APK Download, Paybill, Contacts


Fuliza branch loan app is a mobile app that offers customers instant loans ranging between Ksh. 500 to Ksh. 70,000. Fuliza branch loans are unsecured and processed fully online.

Apart from accessing quick loans, you can also use Fuliza Branch loan app to:

  • Buy airtime
  • Pay bills
  • Buy airtime for another person

Read also: Azimio loan app 2023: The lending app with the lowest interest rate in Kenya and a 92% loan approval rate.

Fuliza Branch loan app download link.

Fuliza Branch loan details

Loan amount

Fuliza Branch Loans range betweeen Ksh. 500 and Ksh. 70,000. The customer is however not offered the highest loan limit when they first join the platform, they are however welcomed with a low limit probably Ksh. 500 after which their loan limit grows depending on how they borrow and repay their loan.

Loan repayment period

Customers are given from 91 days to 180 days to repay their loans. The customer settles on the period that fits them most.

The period they settle on however, has a direct impact on the amount of interest they will have to pay when repaying the loan. A long repayment period attracts a high interest while a short repayment period attracts a low interest.

Fuliza branch loan app 2023

Fuliza Branch loan repayment fee

Interest on loan

Interest is the main fee charged by Fuliza branch loan app. The platform charge annual interest rate  ranging between 17.2% and 125.2%.

As I stated earlier in this article, the repayment period has a direct impact on the interest rate one will repay at the end of the day. You are therefore advised to settle on a short repayment period to avoid paying a very high interest rate.

One-time fee

Apart from the interest charged on the loans by Fuliza Branch loan app, there is also a one time fee one is supposed to pay when they choose a repayment period above 90 days.

This fee ranges between 12.5%-33% of the total amount borrowed and it is paid once. It is however separate from the interest which is charged on the amount borrowed.

Late payment fee

Fuliza Branch loan also charge a 6% fee for late payment. Late payments are payments made after the set time has elapsed. For example, when one borrows Ksh. 1,000, they will be required to repay the amount with an extra Ksh. 60 when they repay the amount late.

Fuliza Branch loan example

For example, for a 90-day loan with a principal amount of 1,000 Ksh, the service fee would be Ksh 330 and the total amount repaid would be Kshs 1330.

Disadvantages of Fuliza Branch loan app

Fuliza Branch loan app charge a 6% late payment fee. This can inconvenience customers who are earning low and cannot afford to repay their loans in time because they will incur an extra cost.

Apart from the interest rate, there is also a one time fee charged on loans offered by Fuliza Branch app. This loan is not charged on any other app in the country. Perhaps it is just a way invented by Fuliza Branch app to raise more money at the expense of their customers.

Fuliza Branch loan app charge around three separate fees on their loans. This is not favorable for the customers as most of them have low earnings and cannot afford the extremely high fee.

Fuliza Branch app does not have an active customer care number which one can call, text or message on whatsapp to have their questions answered or their issues solved. The only communication link one has with Fuliza branch is the email which they take time to reply.

Fuliza Branch loan app contacts

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Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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