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FlashPesa loan app 2022: Download, Paybill, Contacts


FlashPesa loan app is a product of Ambush Capital Ltd. FlashPesa loan app offers instant loans ranging between KSH. 2,000 and KSH. 50,000 wih loan repayment period ranging between 91 days and 365 days (one years).

Flashpesa loans are processed instantly and deposited into customer’s M-Pesa account within few minutes after approval. FlashPesa does not require guarantor or security to approve loans.

In this article, I will reveal how to apply for a loan on FlashPesa, how to borrow loan from the platform, how to repay their loan and how to contact them if you need to re-negotiate your loan term or if you are facing any problem with the app.

Read also: How to borrow loan ranging between KSH. 500 and KSH. 50,000 and Opesa loan app

Read also: How to borrow instant loans from the latest mobile lending app in Kenya creditmoja loan app

Read also: Every loan app in Kenya with their USSD codes

How to download and install FlashPesa loan app

To download FlashPesa loan app, head to your google play store and search for the keyword FlashPesa.

The app will appea on top of the search results with a phrase “Get Loans to Your phone” written beside it.

The app is developed by Ambush Capital Ltd and has over one million downloads on google play store with a rating f 4.2 stars out of possible five star rating.

Go ahead to download the app and install it after finding the app successfully.

To avoid the long process, you can follow this link which will re-direct you to your google play store and then to the location of the app. From there, you can go ahead to download and install the app.

How to borrow instant loan from FlashPesa loan app

To borrow instant loan from FlashPesa loan app, You must have the following which will be checked and confirmed before your loan is approved and disbursed;

  • Must have a Clean CRB record. This will directly affect your loan limit
  • Must be between 18 years and 55 years old with a national ID
  • Must have a Safaricom line with an active M-Pesa account
  • Must have smartphone that can download and install FlashPesa loan app

After having the above qualifications, you can go ahead to create an account on FlashPesa loan app and verify the account using an OTP and your identification documents.

After verifying your account, your loan limit will be updated on your app revealing to you the total amount of money you can borrow from the platform.

You can go ahead to borrow any amount within your loan limit and it will be processed and disbursed to your M-Pesa account within few minutes after the loan is approved.

How to repay FlashPesa loan

To repay FlashPesa loan, head to your M-Pesa menu and choose the lipa na M-Pesa option. Enter paybill number 911280 and enter your phone number as your account number.

Go ahead to enter your M-Pesa pin to authorize the transaction and the transaction will be updated on your app immediately.

FlashPesa paybill number

FlashPesa loan app paybill number is  911280. Through this paybill one can repay their loans and complete any other transaction involving FlasPesa loan app.

Do not make payment to any other number appart from the one listed above to avoid being conned by people who masquerade as FlashPesa customer care officials.

FlashPesa interest rate

FlashPesa charges interest rate of 24% per year. FlashPesa also gives customers a repayment period ranging between 91 days to 365 days.

A customer has the liberty to choose the repayment period that fits them most depending on their financial capabilities.

FlashPesa Service fee

FlashPesa does not charge any service fee on the loans they offer. This makes them stand out among other lending apps that charge as high as 10% service fee.

FlashPesa customer care contacts

Email address:

Call:  0769159484

WhatsApp:  0769159474


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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