Press "Enter" to skip to content

Bayes loan app 2022: APK Download, Paybill, Contacts, USSD Code


Bayes loan app is an all-in-one financial app that allows one to borrow instant loans, send money, pay bills, buy airtime and complete many transactions.

This app offers instant personal loans which are unsecured and does not require a guarantor to be approved.

In this article, I will tell you everything you need to know about Bayes loan app. I will inform you about the process of borrowing an instant loan from the app and every other thing you need to know.

Read also: Read more about Stawika loan app which is one of the few genuine mobile lending apps in Kenya

Read also: Senti loan app 2022. Read all you need to know about Senti loan app in Kenya 2022

Bayes loan amount

Bayes loan app offers loans ranging between KSH. 1,000 and KSH. 50,000. The amount one will borrow depend on their loan limit which is calculated by one’s M-Pesa statement, CRB status and other factors.

Bayes loan interest rate

Bayes charges a 30% interest on the amount offered. This interest is charged on the principle which is the amount offered.

Bayes app APR

The minimum APR charged by Bayes is 30% while the highest APR charged by Bayes is 120%. The amount one pays depend on the amount of money they borrow and the repayment period they choose.

Bayes loan repayment period

Bayes gives customers between 90 days and 180 days to repay their loans. A customer has the liberty to choose any period as long as they fall between the minimum time which is 90 days and the maximum time which is 180 days.

Bayes loan example

For example, if you borrow KSH. 1000 to repay in 90 days, you will repay it with the least interest which is 30%. This means that you will repay the loan with an interest of KSH. 300 and the total amount which you will pay is KSH. 1,300.

Other services offered by Bayes app

  • Borrowing instant loans
  • Sending money from to another person
  • Paying bills such as KPLC tokens, Water bills and other bills
  • Buying airtime across all networks
  • Completing many other transactions.

Bayes loan app paybill number

Bayes loan app paybill number is 599862. You can recharge your account using the above paybill number and your ID number or phone number as your account number.

Bayes customer care contacts

You can contact Bayes loan app through the following contact information;


Phone number +254207902913

Second phone number +254207902267

Bayes official download: Google Play store

Bayes loan USSD code

Bayes loan USSD code is *879*88#. Through this USSD code, you can access every service offered by Bayes.


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

View all posts

One Comment

Leave a Reply

Your email address will not be published. Required fields are marked *