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Baba Care loan App 2023: APK Download, Paybill, Contacts


Baba Care loan app is one of the most reliable loan app in Kenya currently. This is because of the following reasons:

  • High loan approval rate. Baba Care loan app approves over 90% of loan requests they receive daily. This means that the possibility of your loan request being approved is very high.
  • High loan amount of up to Ksh. 12,000. Baba Care loan app approves loans of up to Ksh. 12,000, the lowest amunt one can borrow from Baba Care loan app is Ksh. 1,500 and not Ksh. 500 like in most of the other loan apps.
  • Low interest rate. Baba Care charge a low interest rate of 0.05% per day. This is low when you compare to other apps that charge a minimum of 1% interest per day amounting to 360% interest per anum.
  • Constant interest rate. Baba Care loan app charge a constant interest on their loans, this is different from other apps which charge interest according to the customer’s repayment period. You can therefore choose a long repayment period knowing very well that it won’t affect your interest.

Read also: Hustler Fund loan app? Real or Scam? Find out by clicking on this link.

Is Baba Care loan app connected in any way to politician Raila Odinga?

NO. Baba Care loan app has no public link with Azimio la Umoja political party leader Raila Amollo Odinga.

They might be just ridding on Raila Odinga for fame or as a clickbait to channel more traffic to their app resulting to more downloads.

Why Baba Care loan app is not connected to Raila Odinga

Azimio la Umoja leader Raila Odinga has never made public any intention to launch a loan app in the country. Baba Care was just one of the promises he made during the campaigns and it was meant to give affordable health care and not fast personal loans.

Raila Odinga has always made it clear that he is against government’s quick loan plan Hustler Fund. It will be very absurd to see him open a loan app when he is against the idea in the first place.

Baba Care loan app is a product of Gypsum investment limited which is not publicly connected to Raila Odinga in any way.

Baba Care loan details

Baba Care loan amount

Baba Care loan app offer loans ranging between Ksh. 1,500 and Ksh. 12,000.

A customer however starts with the lowest amount of loan which is Ksh. 1,500 and then grow their loan limit to a maximum of Ksh. 12,000 depending on how they borrow and repay their loan.

Baba Care loan requirements

One must be a Kenyan Citizen. This loan app only operates in Kenya and not any other country.

One must have a national ID. This is also a requirement one must have to qualify for a loan in Baba Care loan app.

One must be 18-years-old and above. To prove this, you will be required to present your national ID.

One must have an active M-Pesa account. This is the account where Baba Care loan app will disburse the money to once the loan is approved.

Baba Care loan app interest rate

Baba Care loan app charge a constant interest of 0.05% per day on the loans borrowed from their site.

This rate is constant and is not affected by the amount borrowed or the repayment period set by the customer when borrowing the loan.

Baba Care loan processing and disbursement

Baba Care loans are processed and disbursed within 24 hours after approval. The amount is then sent to the customer’s M-Pesa account through the M-Pesa number they presented when borrowing the applying for the loan.

Baba Care loan repayment period

Baba Care gives customers a period of between 91 days and 365 days to repay their loans.

A customer is required to choose the repayment period when borrowing the loan and they are free to settle on the period that fits them most.

Baba Care loans 2023Baba Care  loan example

For example, when one borrow Ksh. 2,000 and set the repayment period to 30 days, this is how their interest will be calculated:

The total interest must be paid: KSh 2,000.00 * 0.05% * 120= KSh 120.00, monthly interest shall be paid:KSh 2,000.00 * 0.05% * 30 = KSh 30.00,monthly repayment bill including principle and interest shall be paid: KSh 2,000.00/4 + KSh 30.00 =
KSh 530.00,total repayment bill including principle and interest shall be paid:
KSh 2,000.00 + KSh 120.00 = KSh 2,120.00

Baba Care custome care contacts

Customer care number:+25413028479
Working time: 8am-5pm(Monday – Saturday)


Are you interested with Baba Care loan app? You can download the app for free using this link Babacare loan app download

You can also be interested in Azimio loan app which is also a reliable loan app charging a very low interest rate. Click on this link to read more about Azimio loan app.


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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