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How to apply instant loan on HF Whizz Loan App 2022


HF Whizz Loan App is a mobile based lender which offer unsecured loans to their customers. HF Whizz Loan App offer loans ranging between KSH. 500 and KSH. 50,000 which is processed within few minutes after the approval. This app is a product of Housing Finance.

Apart from borrowing of loans, this app also gives its customers other services like;

• Paying bills

• Buying airtime

• Purchasing products in the ‘Whiz’

• Buying electricity tokens

In this article, I be taking you through every step of how to download and install the HF Whizz Loan App, how to register on the platform, how to borrow your first loan on the platform and how to repay your loan.

Read also: How to borrow instant loan ranging from KSH. 500 to KSH. 150,000 on Timiza loan app.

Read also: How to borrow instant loan on Branch Loan App (Secrets of how to improve your loan limit on the app)

HF Whizz Loan App download in Kenya 2022

How to download HF Whizz Loan App

This app is available on both google play store and apple app store. One can choose to use one of these platforms depending on their phone’s operating system.

To download this app, visit google play store or apple app store and search for HF Whizz app, it will appear on the search results as one of the results.

Click download and the app will automatically download, the app will then be installed automatically after the download process is complete.

After completing the process, you can now go ahead to open the app and begin with the registration process.

How to register on HF Whizz Loan App

To register on HF Whizz app, you need the following;

• Original ID card

• Functional M-Pesa account

To register on HF Whizz app, open your app and click on register new account. Enter your details as required on the app and submit.

A One Time Pin (OTP) will be sent to your phone via a text message. Enter the OTP to verify your account and you are good to go.

How to apply for a loan on HF Whizz app

To apply for a loan on HF Whizz app, you will be required to deposit KSH. 200 for your loan limit to be calculated.

After depositing the required KSH. 200, the limit will be calculated and the new limit will be updated on your mobile app. It will range between KSH. 1,000 and KSH. 50,000.

After your loan limit is updated, you can proceed to borrow any amount within your loan limit and it will be processed and disbursed to your M-Pesa account within few minutes.

HF Whizz Loan Interest Rate

HF Whizz Loan App charge an interest rate of 10% per month on all the loans borrowed from the platform. The total interest one has to pay will greatly depend on their payment plan. If one choose to go with a long payment plan, they will have to pay more interest as compared to when they choose a short payment plan.

How to repay HF Whizz Loan

To repay your HF Whizz Loan, log into your mobile app and select my loan. Choose the pay my loan option and proceed to choose the account where you want to pay your loan from. There are two options which are;

• HF Whizz account

• M-Pesa account

You can choose one account depending on which one you would like to use. If you have money in your HF Whizz account then it will be even more easier because the amount will be automatically deducted from your HF Whizz account.

If you don’t have the amount on your HF Whizz account or if you want to pay from your M-Pesa account, you will choose M-Pesa on the options and enter the M-Pesa number you want to pay your loan from. An Pop up notification will appear on your phone asking you to authorize the transaction by entering your M-Pesa pin. Enter your pin to authorize the transaction and the amount will be automatically deducted from your M-Pesa account.

How to deposit money into your HF Whizz account

To deposit money into your M-Pesa account, head to your sim toolkit then to M-Pesa menu.

Select Lipa na M-Pesa then enter HF Whizz Loan App paybill number 100400. Enter your phone number as the account number and proceed to enter your pin number to complete the transaction.

You can contact HF Whizz Loan App through their customer service number which is 0800721400 and through this number, you can channel all your queries which will be addressed immediately.

Download HF Whizz Loan App on your android phone for FREE.


Marion Mwangangi is a Journalism student at Multimedia University of Kenya. Apart from being a student, she is a professional graphic designer, an SEO expert and a video editor. Email:

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